There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
DISCOVER IT® CASH BACK CREDIT CARD
You earn cash back, we match it all your first year
Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1
Why Discover it® Cash Back?
Earn 1% cash back on all other purchases – automatically.
With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1
Get 5% cash back at select places throughout the year
Jan - Mar 2021
5% at Grocery Stores, Walgreens and CVS
on up to $1,500 in purchases when you activate. Includes Walmart Grocery Pickup and Delivery purchases; excludes other Walmart and all Target purchases.3
Apr - Jun 2021
5% at Gas Stations, Wholesale Clubs and Select Streaming Services
on up to $1,500 in purchases when you activate4
Oct - Dec 2021
5% at Amazon.com, Walmart.com and Target.com
on up to $1,500 in purchases when you activate.6
99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.7
0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
The security you expect from Discover
Activate free Social Security Number Alerts
Activate and we’ll send you an alert if your Social Security number is found on any of thousands of Dark Web sites.11
Turn your account on/off with Freeze it®
If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.12
$0 Fraud Liability
Never be responsible for unized purchases on your credit card thanks to $0 Fraud Liability.
Sherry59, CA
I’ve had this card for several years and it has been the easiest to use. Statements are clear and the evolving opportunities for use are a bonus.
Oma70, OH
I have never had a problem with this card. The customer service is excellent, always helpful. Representatives are friendly and never make me feel like my questions are stupid.
Bobyori, CA
One of the best if not the best! With 5% all the time with the selected items, and another cash after one year, why not?
Your cash back never expires
Redeem your cash back when it suits you best, any time for any amount, even $.01.8
Here are some of the ways you can redeem your cash back
Learn more about cash back credit cards
Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.
You don’t have to do anything. There's no signing up, just use your Discover card for everyday purchases to earn cash back, and we'll automatically match all the cash back you earn at the end of your first year.
No, there's no limit to how much we'll Match.
Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.
While cards with no annual fee can lower the cost of using your card, these credit cards will charge interest and could have other types of fees. When you pay your balance on time and in full at each billing statement, you may be able to avoid paying interest on purchases and reduce the cost of using credit.
So while there’s no extra charge each year with a no annual fee credit card, any interest charges on your account are a cost of using credit.
No, there is no annual fee for the Discover it® Card. We think you deserve the rewards of our cash back credit card without worrying about an annual fee setting you back.
Not sure which Discover it® card is right for you?
Select a category below to find your match
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EVERYDAY SHOPPING
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TRAVELING
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RESTAURANTS & GAS
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CREDIT BUILDING
Discover it® Cash Back
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,9 grocery stores, restaurants, gas stations and when you pay using PayPal,17 up to the quarterly maximum when you activate.
Apply Now
Discover it® Miles
Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.
Discover it® Chrome
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.15
Discover it® Secured
You can build a credit history with the three major credit bureaus, all while earning 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.15