There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
Earn 1% cash back on all other purchases – automatically.
With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1
on up to $1,500 in combined purchases. when you activate.2
on up to $1,500 in purchases when you activate. Includes Walmart Grocery Pickup and Delivery purchases; excludes other Walmart and all Target purchases.3
on up to $1,500 in purchases when you activate4
on up to $1,500 in purchases when you activate.6
99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.7
Redeem your cash back when it suits you best, any time for any amount, even $.01.8
The security you expect from Discover
Activate and we’ll send you an alert if your Social Security number is found on any of thousands of Dark Web sites.11
If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.12
Never be responsible for unized purchases on your credit card thanks to $0 Fraud Liability.
Standout customer service
Frequently Asked Questions
You don’t have to do anything. There's no signing up, just use your Discover card for everyday purchases to earn cash back, and we'll automatically match all the cash back you earn at the end of your first year.
No, there's no limit to how much we'll Match.
Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.
More cards with great rewards
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.15
Earn unlimited 1.5x miles for every dollar spent on all purchases –from airfare and hotels to groceries and online shopping.
Get $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.16