DISCOVER IT® STUDENT CHROME

Earn cash back at gas stations and restaurants

No annual fee



Helpful for students building a credit history

Discover it® Chrome is a rewards credit card for students that reports to the three major credit bureaus, so you can build credit with responsible use.2

Earn 2% cash back at gas stations and restaurants

Your Chrome credit card for students earns 2% Cashback - automatically - at:

 

  • Gas stations
  • Restaurants (including cafes, takeout, delivery and fast-food) 

on up to $1,000 in combined purchases each quarter.1

 

Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover® card designed for your lifestyle in college and beyond.

99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.9

Cashback Match your first year

Only Discover automatically matches all the cash back youv'e earned at the end of your first year.3

  • Examples: $75 cash back becomes $150, $100 cash back becomes $200.
  • There's no purchase minimum and no limit to how much we'll match.
Good Grade Reward

Get a $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.4

Apply Now

Build a credit history

Discover it® Chrome for Students lets you earn helpful rewards for college and beyond while growing your credit history with responsible use.2

Low intro APR

0% Intro APR† for 6 months on purchases. Then 12.99% - 21.99% Standard Variable Purchase APR will apply.

No annual fee


No late fee on your first late payment


Over 500,000 new student cardmembers referred by their friends

Once you become a Discover it® student cardmember, you can earn a $50 statement credit each time you refer a friend and they're approved.5

Bring your account with you on-the-go

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You can use the Discover mobile app to set alerts, view your FICO® Score for free6 and more, all from your smartphone, tablet or wearable.

 

Track and redeem cashback rewards

 

Easily message us for customer service right from our app

 

Free Social Security number alerts: we'll monitor thousands of Dark Web sites when you sign up.7

 

Freeze it® - if you misplace your card, freeze your account to prevent new cash advances, purchases and balance transfers.8

Discover it® Student Chrome FAQs

Many credit cards offer rewards that you earn as a percent of your purchases. Some cards offer miles or points, but some people may prefer earning cash back rewards. With Discover, you can redeem rewards for cash in any amount, any time*, apply it as a credit toward your bill,  deposit to your bank and more.


*We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditions.

  • Be at least 18 years old
  • Have a U.S. Address
  • Have a Social Security Number
  • Provide all required application information
  • Show proof of education

  • Making all your payments on time is a great start to responsible credit use.
  • Also, be sure to pay at least your minimum amount due each month.
  • And avoid paying interest on purchases by paying your balance in full by the due date each month.
Read All Student Card FAQs

Ready to earn helpful rewards while building a credit history?

Find out if you're pre-approved for this student restaurants and gas card with no annual fee. Checking for pre-approval won't hurt your credit-score. 

Find Out if I'm Pre-Approved

Students love Discover

Mac99, May 2020
Information Bubble

Discover was my first credit card and to this day, it
remains my favorite card. The cash back is great
and Discover customer support is fantastic.

Which design fits your style?

Discover gives you a choice of several unique card designs when you apply to become a cardmember.

Apply and Pick a Design

Learn more about opening your first credit card and how to build credit