Earn top-tier rewards while you build your credit history

Designed just for students

Earn cash back rewards for college and beyond while practicing responsible credit habits with this Discover it® card for students. All with no annual fee.

Good Grade Reward

Earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.1

Why Discover it® Cash Back for Students?

Get 5% cash back at places you love to shop throughout the year

Designed just for students

No annual fee

0% Intro APR for 6 months on purchases.  Then 12.99% - 21.99% Standard Variable Purchase APR will apply.

No late fee on your first late payment

Over 500,000 new student cardmembers referred by their friends

Once you become a Discover it® student cardmember, you can earn a $50 statement credit each time you refer a friend and they’re approved.7

Bring your account with you on-the-go

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Use your Discover student login to set alerts, view your FICO® Score for free8 and more, all from your smartphone, tablet or wearable.


Track and redeem cashback rewards


Easily message us for customer service right from our app


Free Social Security number alerts: we'll monitor thousands of Dark Web sites when you sign up.9


Freeze it® - if you misplace your card, freeze your account to prevent new cash advances, purchases and balance transfers.10

About Discover Student Credit Cards

Discover offers convenient email and text alerts to help you know when payments are due.

When you graduate, call us to update your income and information, so we can see if you're eligible for an increase to your credit line.

You'll still keep all the same rewards on your credit card. You may also be eligible for a credit line increase.

Jumpstart your credit history

Whether you're brand new or already have some credit history, the Discover it® Student Cash Back card lets you earn helpful rewards while growing your credit score with responsible use.11

Students love Discover

Which design fits your style?

Choose from several colorful card designs when you apply to become a cardmember. Go ahead – express yourself.